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Payments

Every kind of online virtual card, on one price list

Reloadable, single-use, multi-currency and team cards — 9 programmes across 4 families, three plans and 7 country BINs. That is 189 exact configurations, each with its own price in plain USD, from $19 and as little as $5.36 a card at volume.

Browse every card

Ad Spend Card, Team plan, United States BIN billed in USD — front shown. Numbers are masked until the card is issued.

Issuance from

  • Advertising & platforms

    • Ad Spend Card$49
    • Verification Card$19
  • Recurring & infrastructure

    • Subscription Card$29
    • Cloud & API Card$39
  • Buying & suppliers

    • Shopping & Supplier Card$34
    • Single-Use Card$24
    • Travel & Events Card$44
  • Teams & treasury

    • Team Expense Card$49
    • Multi-Currency Card$54

One-time issuance, first month of the programme included. The monthly fee, the funding fee and the conversion fee are published in the rate card below rather than folded into this figure.

4 families, 9 programmes

Start from what the card has to pay

The difference between these is not the plastic — there isn’t any. It is the controls: what the card is allowed to buy, how much it can hold, whether the number survives the first charge and whose name is on it.

  • Advertising & platforms

    Cards that exist to pay advertising platforms and the store and console fees that sit alongside them, locked to those merchant categories.

    Browse advertising & platforms
  • Recurring & infrastructure

    Cards for bills that arrive every month on their own — software seats, hosting, data, cloud and metered API usage.

    Browse recurring & infrastructure
  • Buying & suppliers

    Cards for purchases with an end — a supplier order, a one-off placement, a flight and a hotel for a conference.

    Browse buying & suppliers
  • Teams & treasury

    Cards handed to people and cards that hold more than one currency, both built for reconciliation at month end.

    Browse teams & treasury

The full range

All 9 card programmes

Each programme is a different card, drawn as it is issued — its own scheme, its own surface finish and its own set of controls. Select one and the configurator below re-prices to it.

Controls on the Ad Spend Card

  • Per-card monthly ceiling you set
  • Merchant category lock to advertising platforms
  • Freeze, unfreeze and re-issue on request
  • Statement export by card, per calendar month

What buyers put it against

  • Billing thresholds on live campaigns
  • A separate card per ad account, client or brand
  • Auto-billing that must not fail mid-flight
  • Clean per-client reconciliation at month end

Configure

Build the programme you actually need

Three choices, one price. Change any of them and the card, the limits, the per-card figure and the BIN table below re-price immediately.

Programme
Plan
BIN country

Five cards under one programme, so each client, brand, vendor or person gets its own number and its own statement line.

Locked to advertising and marketing merchant categories.

Ad Spend Card, Team plan, United States BIN — front shown. Numbers are masked until the card is issued.

Issuance

$129

one-time, first month included

$25.80 a card47.35% cheaper per card than Solo

Full details for Ad Spend Card Team — United States BIN
Cards issued
5 cards
Scheme
Visa
Programme fee
$24 / month
Prepaid year
$240 — two months free
Load ceiling
$30,000 / month
Per-card ceiling
$10,000 / month
Funding fee
1.99% of the amount loaded
Billing currency
USD · Visa or Mastercard

The widest acceptance for US-billed advertising platforms and app stores, and the only BIN that avoids conversion on a USD charge.

Plans

What Ad Spend Card costs on each plan

Issuance is a fixed set-up component plus a per-card component, and only the per-card part scales. That is the whole reason a larger plan is cheaper per card — nothing about the controls or the limits is reduced with it.

  • Solo

    1 card

    $49

    one-time · $49 a card · then $7/month

    Per-card ceiling
    $5,000 / month
    Programme ceiling
    $5,000 / month
    Prepaid year
    $70

    One card, one budget. The right size for a single ad account, a single vendor or a first test.

  • Team

    5 cards

    47.35% off per card

    $129

    one-time · $25.80 a card · then $24/month

    Per-card ceiling
    $10,000 / month
    Programme ceiling
    $30,000 / month
    Prepaid year
    $240

    Five cards under one programme, so each client, brand, vendor or person gets its own number and its own statement line.

  • Scale

    25 cards

    69.88% off per card

    $369

    one-time · $14.76 a card · then $79/month

    Per-card ceiling
    $25,000 / month
    Programme ceiling
    $200,000 / month
    Prepaid year
    $790

    Twenty-five cards and agency-level throughput, at the lowest price per card we publish, with statements exported per card for reconciliation.

BIN country

Ad Spend Card · Team by BIN

The BIN decides which currency the card bills in and which entity a platform sees behind it. That registration work is the whole of the difference between these prices.

7 BIN registrations available for this configuration.

  • United States

    Bills in USD

    US

    $129

    $25.80 a card · then $24/month

    The widest acceptance for US-billed advertising platforms and app stores, and the only BIN that avoids conversion on a USD charge.

    Full details for Ad Spend Card Team — United States BIN
  • United Kingdom

    Bills in GBP

    GB

    $144

    $28.80 a card · then $24/month

    For platforms that bill a UK entity, and for vendors that price in sterling. 3-D Secure prompts route to a number you nominate.

    Full details for Ad Spend Card Team — United Kingdom BIN
  • European Union

    Bills in EUR

    EU

    $149

    $29.80 a card · then $24/month

    A euro-denominated BIN for EU billing, with strong customer authentication handled the way EU rules require.

    Full details for Ad Spend Card Team — European Union BIN
  • Canada

    Bills in CAD

    CA

    $141

    $28.20 a card · then $24/month

    A Canadian-dollar BIN for buyers billing a Canadian entity, and the cheapest registration outside the United States.

    Full details for Ad Spend Card Team — Canada BIN
  • United Arab Emirates

    Bills in AED

    AE

    $151

    $30.20 a card · then $24/month

    For free-zone and mainland UAE entities buying regional media, with dirham billing and Gulf merchant acceptance.

    Full details for Ad Spend Card Team — United Arab Emirates BIN
  • Hong Kong SAR

    Bills in HKD

    HK

    $154

    $30.80 a card · then $24/month

    Common choice where a platform bills an APAC entity, and useful for suppliers who quote in Hong Kong dollars.

    Full details for Ad Spend Card Team — Hong Kong SAR BIN
  • Singapore

    Bills in SGD

    SG

    $159

    $31.80 a card · then $24/month

    For publishers and buyers running South-East Asia from a Singapore entity, with SGD billing and local acceptance.

    Full details for Ad Spend Card Team — Singapore BIN

Every price on one screen

The complete United States BIN price matrix

All 9 programmes against all three plans, on the BIN you selected above, grouped by family. Every figure links to that exact configuration’s product page.

Swipe the table sideways to see every plan.

Virtual card issuance fees in US dollars by programme and plan, on the United States BIN
ProgrammeSolo · 1 cardTeam · 5 cardsScale · 25 cards
Advertising & platforms
Ad Spend CardVisa · funding 1.99%$49 — Ad Spend Card Solo on the United States BIN$49 a card$129 — Ad Spend Card Team on the United States BIN$25.80 a card$369 — Ad Spend Card Scale on the United States BIN$14.76 a card
Verification CardVisa · funding 3%$19 — Verification Card Solo on the United States BIN$19 a card$49 — Verification Card Team on the United States BIN$9.80 a card$134 — Verification Card Scale on the United States BIN$5.36 a card
Recurring & infrastructure
Subscription CardMastercard · funding 1.75%$29 — Subscription Card Solo on the United States BIN$29 a card$74 — Subscription Card Team on the United States BIN$14.80 a card$214 — Subscription Card Scale on the United States BIN$8.56 a card
Cloud & API CardVisa · funding 1.75%$39 — Cloud & API Card Solo on the United States BIN$39 a card$99 — Cloud & API Card Team on the United States BIN$19.80 a card$279 — Cloud & API Card Scale on the United States BIN$11.16 a card
Buying & suppliers
Shopping & Supplier CardMastercard · funding 2.25%$34 — Shopping & Supplier Card Solo on the United States BIN$34 a card$89 — Shopping & Supplier Card Team on the United States BIN$17.80 a card$249 — Shopping & Supplier Card Scale on the United States BIN$9.96 a card
Single-Use CardMastercard · funding 2.5%$24 — Single-Use Card Solo on the United States BIN$24 a card$64 — Single-Use Card Team on the United States BIN$12.80 a card$189 — Single-Use Card Scale on the United States BIN$7.56 a card
Travel & Events CardVisa · funding 2.5%$44 — Travel & Events Card Solo on the United States BIN$44 a card$104 — Travel & Events Card Team on the United States BIN$20.80 a card$299 — Travel & Events Card Scale on the United States BIN$11.96 a card
Teams & treasury
Team Expense CardMastercard · funding 2%$49 — Team Expense Card Solo on the United States BIN$49 a card$114 — Team Expense Card Team on the United States BIN$22.80 a card$314 — Team Expense Card Scale on the United States BIN$12.56 a card
Multi-Currency CardVisa · funding 1.99%$54 — Multi-Currency Card Solo on the United States BIN$54 a card$124 — Multi-Currency Card Team on the United States BIN$24.80 a card$349 — Multi-Currency Card Scale on the United States BIN$13.96 a card
Programme fee, after the included first month$7 / month$24 / month$79 / month

189 configurations in total — 9 programmes × 3 plans × 7 BIN registrations. Prices are our own fees in USD, charged in cryptocurrency at checkout. Card scheme rates and authorisation decisions belong to Visa, Mastercard and the issuing partner.

Rate card

Every fee we charge, published

No decline fees, no inactivity fees, no exit fees, no freeze or re-issue fees, and no margin hidden inside an exchange rate. If a charge is not on this list, we do not make it.

  • Card issuance

    From $19 one-time

    Covers the cards, the BIN registration work and the first month of the programme. Stated per configuration below.

  • Programme fee

    $7 – $79 / month

    Set by the plan, first month included in issuance, cancellable at any time with no exit fee. Prepay a year and you are charged for ten months.

  • Funding fee

    1% – 3%

    Charged on the amount you load. Set by the programme, then reduced by monthly volume on the tiers below.

  • Currency conversion

    0.99% + network rate

    Our fee, applied only when the merchant bills in a currency the card does not hold. The underlying rate is the network’s.

  • Extra or replacement card

    At your plan’s per-card rate

    Added to a live programme inside its plan ceiling at the same per-card figure the plan was priced on, not at the single-card list price.

  • Declined authorisation

    No fee

    We do not charge for a decline. The issuer and the network decide authorisations, not us.

  • Freeze, unfreeze or re-issue

    No fee

    Freeze a card, bring it back or have a number re-issued as often as you need it, on any plan.

  • Inactivity or closure

    No fee

    Close a programme whenever you like. Any remaining balance is returned to a wallet you nominate.

Swipe the table sideways to see every load band.

Funding fee by monthly load, shown for the Ad Spend Card. The discount is in percentage points off the programme rate and applies automatically from the top-up that crosses the threshold.
Monthly loadYou pay
Up to $10,000 a monthThe programme rate as published, with no minimum monthly volume to hold it.1.99%
$10,000 – $50,000 a monthA quarter of a point off, applied automatically from the top-up that crosses the threshold.1.74%
$50,000 – $250,000 a monthHalf a point off. This is where most agency programmes settle.1.49%
Above $250,000 a monthThree quarters of a point off, reviewed with you each quarter against actual volume.1.24%

Three ways the price comes down

  • Volume on the plan — up to 74% off the per-card issuance figure on the Scale plan
  • Volume on the funding — the fee falls to as low as 1% on the highest monthly tier
  • A prepaid year — twelve months of the programme fee charged as ten, on any plan

Minimum top-up $25 per request. Funding is invoiced in USD and settled in cryptocurrency; the balance lands on the programme once the transfer confirms on-chain, less the funding fee for that programme and tier. Conversion costs 0.99% on top of the network’s own rate, and only when the merchant bills in a currency the card does not hold.

Verification

What the issuer needs from you

The issuing partner runs this check, not us, and it happens before any card number exists. Documents go straight into the issuer’s own verification flow — never over chat, and never to us by email.

Cards in your own name

  • Government photo ID in your own name
  • A selfie check run by the issuing partner, not by us
  • Proof of address dated within the last three months
  • The wallet you will fund the programme from

Cards in your company’s name

  • Certificate of incorporation and the registry identifier
  • Directors and beneficial owners above the reporting threshold
  • ID for the person authorised to hold the programme
  • A company address and a description of what the cards will pay for

Boundaries

What we will not issue

Card issuing is regulated, and the answer below is the same for every client, every time — including where it costs us the sale.

Declined without exception

  • No anonymous or unverified cards — every card is issued after a completed identity or company check
  • No cards issued in a name that is not yours or your company’s
  • No cards sold to disguise who is paying, or to stand in for a platform’s own verification
  • No cards for chargeback abuse, trial farming or repeat sign-up schemes
  • No cards for gambling, adult, weapons or sanctioned merchants
  • No cash withdrawals, peer-to-peer transfers or crypto purchases on the card

What we do not provide

Being explicit about our limits protects your accounts and ours. Requests for any of the following are declined.

  • Guaranteed platform approval
  • Suspension bypassing
  • Verification bypassing
  • Circumvention of platform security
  • Stolen or compromised accounts
  • Fake identities or fake verification
  • Unauthorised account transfers
  • Cloaking or ad-review evasion

Process

From order to a card you can charge

Nothing is promised on a date we do not control. The issuer’s check sets the timing, and we confirm it in writing before you pay.

  1. Step 1

    Choose the configuration

    Programme, plan and BIN country. The price you see is the price charged, and the first month is in it.

  2. Step 2

    Clear the issuer’s check

    Your own ID or company documents, submitted into the issuing partner’s verification flow.

  3. Step 3

    Fund the programme

    Send crypto against your invoice. The balance appears once it confirms on-chain, less the funding fee.

  4. Step 4

    Run, freeze, re-issue

    Card details are released to your account email. Freezes, re-issues and top-ups are raised from your dashboard.

Questions

Before you buy a card

Who actually issues the cards?
A licensed issuing partner does, on a Visa or Mastercard BIN. We are not a bank and we are not a card issuer — we set the programme up, handle the funding in cryptocurrency and support you through it. The issuer runs its own identity or company check before a single card number exists, and the card is issued in your name or your registered company’s.
What does the price on each card cover?
The figure on a listing is a one-time issuance fee: the cards themselves, the BIN registration work and the first month of the programme. After that the programme runs at the monthly rate shown on the plan, funding a card costs the percentage shown on the programme, and currency conversion costs 0.99% on top of the network’s own rate. There is no decline fee, no inactivity fee and no exit fee.
Which programme should I buy?
Start from what the card has to pay. Advertising platforms and store or console fees sit in the advertising family; monthly software, hosting and metered cloud or API bills sit in recurring; supplier orders, one-off purchases and travel sit in buying; cards handed to named people and cards holding more than one currency sit in teams and treasury. If two look close, the difference is the control — a merchant category lock, a vendor lock, an automatic close after settlement or a per-holder ceiling.
Why is a bigger plan cheaper per card?
Issuance is built from a fixed set-up component and a per-card component, and only the per-card part scales. On the Team plan that part is discounted 30% and on the Scale plan 55%, which is why twenty-five cards land at a fraction of the single-card rate — as low as $5.36 a card. Nothing about the controls or the limits is reduced along with the price.
Can I get a card without identity verification?
No. Every card is issued after the issuing partner completes its check, and we do not sell anonymous cards, no-KYC cards or cards in a name that is not yours. If that is what you are looking for, we are not the right supplier.
Will the card definitely work on my advertising platform?
Acceptance is the merchant’s and the network’s decision, so nobody can promise it — including us. What we can tell you is which BIN types the platforms in your account are billing today, and we will say so plainly if a configuration is a poor fit before you buy rather than after.
How do I fund a card?
Send cryptocurrency to the address on your invoice. The balance appears on the programme once the transfer confirms on-chain, less the funding fee for that programme. The smallest top-up we process is $25, the funding fee falls with monthly volume, and a top-up request is raised from your dashboard so there is a written record of every load.
What happens to money left on a card?
It is yours. Close the programme whenever you like and any remaining balance is returned to a wallet you nominate, with no closure fee. Cards that are frozen or expired keep their balance until you ask for it back.

Tell us what the card has to pay

The platform, the monthly volume and the entity you bill from — send those three and you will get the right programme, the exact price and the verification list in writing.

Schedule a Consultation